See what your subscriptions really cost before they quietly own your budget.
This calculator is built for one job: make recurring spending obvious fast. Add your subscriptions, choose monthly or yearly billing, compare the true monthly total to the yearly and five-year cost, and decide what is still earning its place.
Small recurring charges stack up faster than most people realize.
Yearly and five-year views make waste much harder to ignore.
This is most useful when you want to cut spending without guessing.
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Active subscriptions
4
Monthly equivalent
$44.55
Yearly total
$534.64
Five-year cost
$2,673.20
Biggest annual cost
Netflix
$203.88 per year
What canceling the biggest one saves
$203.88 per year
That is why recurring charges deserve a real review habit. Annual plans often hide inside a low-looking monthly mental estimate even when the actual yearly commitment is much larger.
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Browse every free calculator in one place
Use the hub if you want to compare tools for subscriptions, savings, net worth, and emergency-fund planning.
Related reading
Read the subscription and savings guides next
If the calculator shows a problem, the guides help you decide what to change and what workflow to build afterward.
Product context
See how calculators connect to the full dashboard
The standalone math is useful. The dashboard becomes stronger when subscriptions, savings, accounts, and net worth stay connected.
From calculator to action
Want the same visibility inside a full financial dashboard?
These calculators are built to be genuinely useful on their own. Sumyfi goes further by keeping subscriptions, savings goals, accounts, budgets, and net worth connected in one weekly review workflow.