Free tool
    No signup required

    Calculate the real cost of your subscriptions.

    Use this calculator to add streaming services, apps, memberships, and other recurring charges, then compare the monthly total with the yearly and long-term cost. It is a quick way to see what your subscriptions add up to before you decide what to keep, cut, or downgrade.

    Why this tool is useful
    Make the math visible before you decide what to do next.

    Monthly costs can feel small until you total them over a year.

    Annual plans are easy to underestimate without converting them to a monthly view.

    A clear total makes it easier to decide what is still worth paying for.

    Share or revisit this setup

    Your subscription inputs are saved in the page URL automatically, so you can bookmark this recurring-cost review or send it to someone.

    Enter your subscriptions
    Add streaming services, apps, memberships, and recurring bills you want to review. Choose monthly or yearly billing for each item so annual plans are handled natively.
    Your recurring-cost snapshot
    Look at the true monthly equivalent first, then use the yearly and five-year numbers to judge what is still worth keeping.

    Active subscriptions

    4

    Monthly equivalent

    $44.55

    Yearly total

    $534.64

    Five-year cost

    $2,673.20

    Biggest annual cost

    Netflix

    $203.88 per year

    What canceling the biggest one saves

    $203.88 per year

    That is why recurring charges deserve a real review habit. Annual plans often hide inside a low-looking monthly mental estimate even when the actual yearly commitment is much larger.

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    Related reading

    Subscriptions hub

    If the calculator shows subscription creep, the guides help you decide what to cancel, downgrade, or track more closely next.

    Open subscriptions hub

    Product context

    Savings tracking guide

    The subscription math is useful on its own. The dashboard becomes stronger when recurring charges, budgets, and goals stay connected.

    Read savings tracking software guide

    From calculator to action

    Want the same visibility inside a full financial dashboard?

    This calculator is built to be genuinely useful on its own. Sumyfi goes further by keeping subscriptions, budgets, goals, and accounts connected inside one weekly review workflow.