See what your subscriptions really cost before they quietly own your budget.
This calculator is built for one job: make recurring spending obvious fast so you can see what your subscriptions really cost before they quietly take over more of the budget. Add your subscriptions, choose monthly or yearly billing, compare the true monthly total to the yearly and five-year cost, and decide what is still earning its place.
Small recurring charges stack up faster than most people realize.
Yearly and five-year views make waste much harder to ignore.
This is most useful when you want to cut spending without guessing.
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Active subscriptions
4
Monthly equivalent
$44.55
Yearly total
$534.64
Five-year cost
$2,673.20
Biggest annual cost
Netflix
$203.88 per year
What canceling the biggest one saves
$203.88 per year
That is why recurring charges deserve a real review habit. Annual plans often hide inside a low-looking monthly mental estimate even when the actual yearly commitment is much larger.
Free tools hub
Free tools hubUse the hub if you want to compare more free tools for recurring bills, savings planning, net worth, and emergency-fund targets.
Browse free toolsRelated reading
Subscriptions hubIf the calculator shows subscription creep, the guides help you decide what to cancel, downgrade, or track more closely next.
Open subscriptions hubProduct context
Savings tracking guideThe subscription math is useful on its own. The dashboard becomes stronger when recurring charges, budgets, and goals stay connected.
Open savings guideFrom calculator to action
Want the same visibility inside a full financial dashboard?
This calculator is built to be genuinely useful on its own. Sumyfi goes further by keeping subscriptions, budgets, goals, and accounts connected inside one weekly review workflow.